Vision Insurance

Double Savings: Vision Insurance and Eyebenefits Discount Vision Membership

The National Academies of Sciences, Engineering and Medicine reported that, in the United States, as many as 16 million people have undiagnosed or uncorrected "refractive" errors in their vision, which could be corrected with eyeglasses, contact lenses or surgery. Here are several ways that impaired vision impacts how we experience the world:

  • Normal Communication
  • Social Activities
  • Independence
  • Mobility

And for our children? Their academic achievement, social development and long-term health is impacted if they cannot see clearly. Unfortunately, when our pocketbook is stretched thin, vision care may lose out to more pressing medical concerns or other expenses.

The financial burden of vision care can be lessened with individual or family vision insurance or the benefit of a vision discount membership or both. If you do not elect either or both, you will pay out-of-pocket for all costs associated with vision care or, sadly, never get the vision care you and your family vitally needs. Whether it’s insurance or a membership, you will have access to quality care and financial assistance for eye exams and glasses or contacts. You will save a substantial amount of money, and you will be more likely to seek out vision care for you and your family. Let’s look at each one.

Vision Insurance

Do you need vision insurance? Heredity plays a role in vision problems that occur in otherwise healthy eyes. There is growing evidence that the most common vision problems among children and adults are genetically determined. The list includes:

  • Strabismus (an ocular misalignment sometimes referred to as cross-eyes)
  • Amblyopia (lazy eye)
  • Myopia (nearsightedness)
  • Hyperopia (farsightedness)
  • Astigmatism

If you know that these vision problems are present in any of your family members, you might want to answer the question – Do you need vision insurance? – with a yes. Vision insurance will help cover the cost of eye exams, frames and lenses and certain eye surgeries.

Eyebenefits Discount Vision Membership

Much the same way as vision insurance does, Eyebenefits Discount Vision Membership will help reduce the cost of eye exams, frames and lenses and certain eye surgeries. This membership also provides discounts on LASIK surgery. The membership will give you piece of mind when selecting a vision care professional, as all participating specialists have been vetted.

While the benefits are much the same, the main difference between vision insurance and your Eyebenefits Discount Vision Membership is cost. Basic vision care insurance premiums range from $60 to $420 annually for an individual. To add coverage for a spouse, domestic partner, or child, you may pay slightly less per person than the plan's individual rate. Eyebenefits Discount Vision Membership’s annual cost is $30 for an individual and $45 for the family.

Why Not Both?

As we now know, many eye diseases are passed down through generations. It’s important to learn your family history and share it with your eye care provider. And even if you don’t have a family history of eye disease or don’t know your family history, annual eye exams are important for everyone. Early signs of eye disease and vision changes may start at any age. You’re more likely to take a proactive role in vision care if you have insurance, in addition to Eyebenefits Discount Vision Membership. Double financial assistance will save you money when you seek the vision care you and your family needs. Eyebenefits may be used with your current insurance plan, if the provider you’ve selected allows it. Please check with your provider when you call for an appointment.